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Vehicle registration loan
Make car registration easier with a PaySpot dedicated loan
The company PaySpot provides the service of financing the cost of motor vehicle registration through credit. The service is available at authorized PaySpot representatives - agencies for vehicle registration and technical inspections throughout Serbia. See the list of all PaySpot representatives where you can register a motor vehicle on credit HERE.
Loan terms:
- Purpose: covering the costs of motor vehicle registration (exclusively)
- Annual nominal interest rate (APR): 14%
- Loan amount: from 10,000 RSD to 100,000 RSD
- Repayment term: from 1 to 11 months
Loan Benefits
- No need to visit a bank
- No fees for credit application processing or pulling a credit report
- Option to choose the due date of the loan installment: 5th or 20th of the month
- The possibility of choosing the loan repayment method: personal payment or through an administrative ban
- Fixed interest rate for the entire repayment period
- Quick loan approval
- NBS Kalkulator
Representative example on the day 17.03.2025.
Representative example
Loan amount50.000 RSD50.000 RSDRepayment period11 months6 monthsNKS on an annual basis14%14%Monthly loan installment4.870 RSD8.677 RSDCredit application processing fee0 RSD0 RSDCost of promissory notes0 RSD0 RSDThe cost of a credit report0 RSD0 RSDAnnual EKS*14,92%14,95%*EKS on day 17.03.2025.The total amount of the loan to be repaid53.937 RSD52.431 RSDRequired documentation
Quick registration with a loan - no waiting and complicated documentation!
Selected references
"We are pleased to highlight our successful cooperation with PaySpot, the electronic money institution. Their professionalism, commitment to the highest business standards, and openness to innovation have all contributed to achieving our shared goals. We are grateful for the trust they have placed in us and for a partnership built on mutual respect and a shared belief in long-term success."
Goran Dabić, Director at Auto Rad LLC, Novi Sad
"Excellent cooperation with PaySpot, whose professional support and constant innovation help us meet daily business needs — including vehicle registration loans with great deferred payment terms."
Aleksandar Matošić, Business Owner at Moto Grad
"We’ve been working with PaySpot since 2019, offering clients flexible vehicle registration payments — including cards, installments with insurance, and now even loans. We look forward to continued successful cooperation."
Jaroslava Brtka, Managing Director at B.A.Z. Auto, Bački Petrovac
"As a vehicle inspection agency, we greatly appreciate the professionalism, reliability, and support we receive from the PaySpot team. We offer clients simple and flexible payment options for vehicle registration — including cash, card, and deferred payments — making the process easier, faster, and more secure."
Sandra Milenković, Business Owner, Fenix Agency
Who can use the vehicle registration loan?
The loan can be used by all natural persons of legal age residing in Serbia who meet the basic credit requirements. You can read more information about the conditions for submitting a loan HERE.
Can I get a loan if I am not employed indefinitely?
It is possible, but approval depends on creditworthiness - alternative sources of income are also accepted (pension, fixed-term contract, etc.).
Where can I apply for a loan?
You submit the request directly at vehicle registration agencies and vehicle testing venter that are PaySpot partners. Find locations HERE.
Is a down payment or deposit required for loan approval?
No, no down payment or deposit is required for this loan.
How soon can I get approved and complete my registration?
The approval is fast - usually on the same day, and the funds are directly used to pay the costs of the registration itself at the same time. You can read more information about the conditions for submitting a loan HERE.