Find out news from the field of payment services and what PaySpot is preparing for the coming period

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News

Electronic money institution PaySpot has expanded its service portfolio by introducing **IPS cash withdrawal** at its locations. This solution enables fast, simple, and secure cash withdrawals directly at all [PaySpot payment locations](/en/lokator), without the need for ATMs, POS terminals, or payment cards.

The cash withdrawal service is based on the [**National Bank of Serbia’s IPS system**](https://ips.nbs.rs/en) and is fully digital. Customers request the desired withdrawal amount at the point of service, after which the cashier enters the basic transaction details and generates an IPS QR code. The customer scans the code using their **mobile banking app** and confirms the instant payment. Once the funds are received—typically within seconds—the cashier is notified and proceeds with the cash payout, completing the entire process in just a few steps and in under a minute.

This approach enables **cardless cash withdrawals**, eliminating the need for POS terminals or ATM visits, while offering a fast and intuitive user experience built on familiar mobile banking functionalities. An additional benefit is the high level of transaction security, as the entire process is executed through the trusted NBS IPS system.

The service fee is calculated in accordance with PaySpot’s applicable tariff and is included in the payment instruction. It amounts to **0.5% of the total withdrawal value**, with a minimum fee of RSD 100 for transactions below RSD 20,000. The fee is clearly displayed within the mobile banking app at the moment of transaction confirmation, ensuring full cost transparency for users.

In addition to customer benefits, the service brings **significant advantages to the PaySpot network**. It enables additional revenue through commission, improves cash management efficiency, and reduces the need for frequent cash deposits to banks. At the same time, it further expands the range of services available at PaySpot locations, reinforcing the company’s position as a modern and reliable financial services provider.

With the introduction of IPS cash withdrawal, PaySpot continues to develop innovative solutions that enhance everyday financial transactions, making them more accessible, efficient, and convenient for all users.

PaySpot expands its services with IPS cash withdrawal, allowing users to access cash quickly and securely without cards or ATMs.

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PaySpot Introduces IPS Cash Withdrawal Service Across Its Network

Institucija elektronskog novca PaySpot proširala je portfolio svojih usluga uvođenjem **IPS isplate gotovine** na svojim lokacijama. Ovo rešenje omogućava brzo, jednostavno i sigurno podizanje novca direktno na svim [**PaySpot uplatno-isplatnim mestima**](/lokator), bez potrebe za korišćenjem bankomata/POS terminala i platne kartice.

Usluga isplate gotovine zasnovana je na [**NBS IPS sistemu**](https://ips.nbs.rs/) i u pitanju je u potpunosti digitalizovan proces. Naime, klijent na uplatnom mestu zahteva željeni iznos za isplatu, nakon čega blagajnik unosi osnovne podatke u sistem i generiše IPS QR kod. Klijent putem svoje **mobilne bankarske aplikacije** skenira kod i potvrđuje instant plaćanje. Po evidentiranju sredstava na računu, u roku od nekoliko sekundi blagajnik dobija potvrdu i isplaćuje gotovinu klijentu, čime se ceo proces završava u svega nekoliko koraka i za kraće od jednog minuta.

Na ovaj način, korisnicima je omogućeno **podizanje gotovine bez kartice**, isplatnog POS terminala, kao i bez odlaska do bankomata, uz brz i intuitivan proces koji se oslanja na već poznate funkcionalnosti mobilnog bankarstva. Dodatnu vrednost predstavlja i sigurnost transakcije, budući da se sve odvija kroz provereni NBS IPS sistem.

Naknada za korišćenje usluge obračunava se u skladu sa važećom PaySpot tarifom i uključena je u samu instrukciju za plaćanje. Iznosi **0,5% od ukupnog iznosa isplate**, odnosno minimum 100 RSD ukoliko je iznos isplate manji od 20.000,00 dinara, i iskazane je prilikom potvrde transkakcije u m-bank aplikaciji, čime je korisnicima omogućena transparentnost troškova već u trenutku iniciranja plaćanja.

Pored benefita za krajnje korisnike, usluga donosi i **značajne prednosti za PaySpot mrežu**. Omogućava ostvarivanje dodatnog prihoda kroz proviziju, doprinosi efikasnijem upravljanju gotovinom i smanjuje potrebu za čestim nošenjem gotovog novca u banku. Istovremeno, dodatno se proširuje spektar dostupnih usluga na uplatnim mestima, čime PaySpot nastavlja da jača svoju poziciju savremene i pouzdane finansijske institucije.

Uvođenjem IPS isplate gotovine, PaySpot nastavlja da razvija inovativna rešenja koja unapređuju svakodnevne finansijske transakcije, čineći ih dostupnijim, jednostavnijim i bržim za sve korisnike.


Brzo i jednostavno podizanje gotovine na svim PaySpot lokacijama, bez kartice, bankomata i POS terminala, uz korišćenje NBS IPS sistema i mobilnog bankarstva.

Nova usluga u PaySpot mreži: IPS isplata gotovine

PaySpot Electronic Money Institution has won the prestigious **“Online Payments Integrator of the Year”** award for the second consecutive year at the _Hot Spot eCommerce Awards 2025_, organized by the eCommerce Association of Serbia.

With this recognition, PaySpot has once again confirmed its leadership in the online payment solutions sector in the domestic market and beyond. The award is granted based on votes from an expert jury, the public, marketing and digital agencies, as well as the broader Serbian eCommerce community, which gives it additional weight and credibility.

Over the past year, PaySpot recorded strong growth in the number of integrations, merchants, and processed transactions, alongside continuous improvements in technological infrastructure, system stability, and security standards. Special focus was placed on optimizing both merchant and end-user experience, as well as developing flexible payment models tailored to different types of online sales.

Today, PaySpot provides advanced [**e-commerce**](https://www.payspot.rs/en/biznis/e-commerce) payment solutions for webshop, marketplace, and pay-per-link models, with support for:

- Payment cards
- IPS (instant) payments
- Apple Pay and Google Pay
- [**PaySpot electronic money**](https://www.payspot.rs/en/biznis/elektronski-novac)
- Combined and customized payment models

“This award confirms that PaySpot is setting the standard in the online payments industry in Serbia. We are especially proud that this recognition comes from industry experts and the eCommerce community, as it shows that the market recognizes the expertise, quality, reliability, and innovation behind our solutions. Over the past year, we have further expanded our payment functionalities, enhanced system stability, and strengthened security mechanisms. Our goal remains the same — to be the first choice for merchants seeking secure, flexible, and scalable payment solutions. That is why we also introduced a dedicated merchant portal, enabling real-time transaction monitoring and management,” said **Snežana Nešković Vukas**, Head of Payment Solutions Development and Project Management at PaySpot.

Winning this award for the second year in a row confirms the consistency of our results and the long-term strategy of driving digital transformation in the payments market.

PaySpot will continue investing in innovation, technological excellence, and strong partnerships, with a clear ambition to remain synonymous with reliable and advanced online payment solutions across the region.

The eCommerce Association of Serbia has once again awarded PaySpot the “Online Payments Integrator of the Year” title at the Hot Spot eCommerce Awards 2025.

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Leadership in Online Payments Confirmed for the Second Consecutive Year

PaySpot Institucija elektronskog novca je drugu godinu zaredom osvojila prestižnu nagradu **„Integrator godine za online plaćanja“** na manifestaciji _Hot Spot eCommerce Awards 2025_, u organizaciji eCommerce Asocijacije Srbije.

Ovim priznanjem PaySpot je još jednom potvrdio da je lider u oblasti online platnih rešenja na domaćem tržištu, pa i šire. Nagrada se dodeljuje na osnovu glasova stručnog žirija, javnosti, marketinški i digitalnih agencija, kao i čitave domaće e-commerce zajednice, što joj daje dodatnu težinu i kredibilitet.

Tokom prethodne godine PaySpot je zabeležio snažan rast broja integracija, trgovaca i procesiranih transakcija, uz kontinuirano unapređenje tehnološke infrastrukture, stabilnosti sistema i bezbednosnih standarda. Poseban fokus bio je na optimizaciji trgovačkog i korisničkog iskustva, kao i razvoju fleksibilnih modela prilagođenih različitim tipovima online prodaje.

PaySpot danas pruža savremena [**e-commerce platna rešenja**](https://www.payspot.rs/biznis/e-commerce) za webshop, marketplace i pay-per-link modele, uz podršku za:

- Platne kartice
- IPS (instant) plaćanja
- Apple Pay i Google Pay
- [**PaySpot elektronski novac**](https://www.payspot.rs/biznis/elektronski-novac)
- Kombinovane i prilagođene modele naplate

„Ova nagrada je potvrda da PaySpot postavlja standarde u oblasti online plaćanja u Srbiji. Posebno nas raduje što priznanje dolazi od struke i e-commerce zajednice, jer to znači da tržište prepoznaje stručnost, kvalitet, pouzdanost i inovativnost naših rešenja. U protekloj godini dodatno smo proširili  set funkcionalnosti plaćanja, stabilnost sistema i bezbednosne mehanizme, a naš cilj ostaje isti – da budemo prvi izbor trgovaca koji žele sigurna, fleksibilna i skalabilna platna rešenja. Zbog toga smo ponudili i poseban portal za trgovce gde mogu da prate i upravljaju svim transakcijama u realnom vremenu“, izjavila je **Snežana Nešković Vukas**, rukovodilac Odeljenja za razvoj platnih rešenja i upravljanje projektima u PaySpot-u.

Osvajanje nagrade drugu godinu zaredom potvrđuje kontinuitet rezultata i dugoročnu strategiju razvoja kompanije u pravcu digitalne transformacije tržišta plaćanja.

PaySpot nastavlja da investira u inovacije, tehnološku izvrsnost i partnerske odnose, sa jasnom ambicijom da i u narednom periodu ostane sinonim za pouzdana i napredna online platna rešenja u regionu.

E-commerce Asocijacija Srbije ponovo je dodelila PaySpot-u nagradu „Integrator godine za online plaćanja“ na Hot Spot eCommerce Awards 2025!

Drugu godinu zaredom potvrđena liderska pozicija u online plaćanjima

PaySpot has successfully completed this year’s certification process in accordance with the international PCI DSS (Payment Card Industry Data Security Standard), once again confirming its compliance with the highest security requirements in the field of payment card data protection.

This recertification demonstrates that PaySpot consistently applies strict security controls and procedures to safeguard the information of clients, partners, and users of payment services.

The certification process included a comprehensive assessment of technical, organizational, and procedural data protection measures, with active involvement from the IT department and other relevant teams across the company.

Maintaining PCI DSS certification reaffirms PaySpot’s long-term commitment to secure, reliable, and responsible data management in line with international best practices and industry standards. Continuous improvement of information security systems remains one of the company’s key priorities.

PaySpot successfully renews its PCI DSS certification, confirming its ongoing commitment to the highest payment data security standards.

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PaySpot Successfully Completes PCI DSS Recertification

PaySpot je i ove godine uspešno prošao proces sertifikacije prema međunarodnom PCI DSS (_Payment Card Industry Data Security Standard_) standardu, čime je još jednom potvrđena usklađenost sa najvišim bezbednosnim zahtevima u oblasti zaštite podataka o platnim karticama.

**Ova resertifikacija pokazuje da PaySpot dosledno primenjuje stroge bezbednosne kontrole i procedure u cilju zaštite informacija klijenata, partnera i korisnika platnih usluga.** 

Proces sertifikacije obuhvatio je detaljnu proveru tehničkih, organizacionih i proceduralnih mera zaštite podataka, uz aktivno učešće IT sektora i drugih relevantnih timova unutar kompanije.

Zadržavanje PCI DSS standarda potvrđuje dugoročnu posvećenost PaySpot-a sigurnom, pouzdanom i odgovornom upravljanju podacima u skladu sa međunarodnim praksama i industrijskim standardima. Kontinuirano unapređenje sistema informacionе bezbednosti ostaje jedan od ključnih prioriteta kompanije.

Uspešna PCI DSS sertifikacija potvrđuje, između ostalog, da PaySpot primenjuje najviše standarde bezbednosti i zaštite podataka o platnim karticama.

PaySpot ponovo sertifikovan prema PCI DSS standardu

## A Decade of Building the Future of Payments

On December 11, 2015, **PaySpot LLC Novi Sad** was officially registered with the Serbian Business Registers Agency—marking the moment our institution was born.

In May of the following year, PaySpot received authorization from the National Bank of Serbia to operate as a licensed payment institution, and on June 15, 2016, we processed our very first payment order—the now-iconic **“Blue Payment Slip”**. This milestone marked the beginning of our operations and the remarkable growth that would unfold over the next decade.

With more than [1,700 locations](https://www.payspot.rs/lokator) operated by our authorized partners and approximately** 3 million money transactions each month**, PaySpot has become recognized not only as a leader among electronic money institutions, but also as a driving force of [innovation](https://www.payspot.rs/en/biznis/e-commerce) in payment solutions and financial services security.

Over two hundred employees who have helped build this company over the past ten years—as well as our business partners and customers whose trust has shaped our success—stand as proof that PaySpot’s growth is rooted in hard work, dedication, genuine relationships, and the transparent business practices we are proud of today.

Now, ten years later, PaySpot continues to grow, enhance its services, and expand its partner network, staying true to the values on which it was built—**trust, transparency, and innovation**. We believe the best is yet to come. The achievements of the past decade inspire us to set new standards in payment solutions and to continue building a safer, more modern future together with our users, partners, and employees.


Starting this December and continuing through June 2026, we’re celebrating a major milestone — ten years since the founding and launch of PaySpot!

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Ten Years of Trust, Progress, and Innovation

## 10 godina je prošlo kao tren


Dana 11. decembra 2015. godine kompanija **PaySpot doo Novi Sad** upisana je u Agenciji za privredne registre, što se može smatrati trenutkom nastanka naše prestižne Institucije. 

U maju naredne godine PaySpot je dobio dozvolu Narodne banke Srbije za pružanje platnih usluga, kao platna institucija, a 15. juna 2016. godine pušten je i prvi platni nalog, čuvena **"PLAVA UPLATNICA"**. Time je i zvanično započet rad i neslućeni rast koji će kompanija doživeti u narednih deset godina. 

Sa preko [1.700 lokacija](https://www.payspot.rs/lokator) - pravnih zastupnika kod kojih se pružaju PaySpot usluge platnog prometa i sa oko **3 miliona novčanih transakcija mesečno**, kompanija je prepoznata ne samo kao lider među institucijama elektronskog novca, već i kao nosilac [inovacija](https://www.payspot.rs/biznis/e-commerce) na polju platnih rešenja i bezbednosti finansijskih usluga. 

Više od dve stotine zaposlenih koji su gradili kompaniju tokom ove decenije, kao i poslovni partneri i korisnici čije je poverenje utkano u uspeh kompanije, svedoci su da je rast PaySpot-a posledica pre svega mukotrpnog rada i truda, ali i prijateljskih odnosa i transparentnog poslovanja na koje smo i danas ponosni.   

Danas, nakon deset godina postojanja, PaySpot nastavlja da raste, unapređuje svoje usluge i širi mrežu partnera, ostajući posvećen vrednostima na kojima je izgrađen – **poverenju, transparentnosti i inovacijama**. Verujemo da su najbolji rezultati tek pred nama, a dosadašnji uspeh motiviše nas da i u godinama koje slede, i promenama koje dolaze, postavljamo nove standarde u platnim rešenjima i zajedno sa našim korisnicima, partnerima i zaposlenima gradimo sigurniju i moderniju budućnost.

Od ovog decembra, pa sve do juna 2026, slavimo veliki jubilej. Deset godina od osnivanja i početka rada kompanije PaySpot!

Deset godina kompanije!

Electronic money institution PaySpot is warning users about a scam circulating on social media and the Internet.

The scam, known as **OKE GREEN**, is aggressively promoted via social media, primarily TikTok, Instagram, and Telegram groups.

OKE GREEN is advertised as a modern investment platform aimed at developing and enhancing AI systems.
In reality, it is a **pyramid scheme** — a type of fraud with no actual platform, AI mechanism, or payout system. Communications with users and activities within the OKE GREEN scam take place through messages in closed groups, where the “success” of other members is falsely showcased.

## How OKE GREEN Works

1. After clicking on a social media ad, users register and provide their contact information. “Agents” then reach out with notifications and instructions for “investing.” Communication occurs exclusively through closed chat groups on various apps (e.g., Telegram), managed by individuals claiming to be AI experts.

2. Based on the deposit amount, the “company” assigns levels. Higher levels promise greater daily earnings. To unlock higher levels, users must invest additional funds or recruit new members.

3. When a user attempts to withdraw funds, excuses begin, and additional payments and new member recruitment are demanded. If the user refuses, they are removed from the group and all contact is cut off, with no refund of invested funds.

**PaySpot highlights the main warning signs of this fraud:**

- Promises of fast, easy, and guaranteed additional earnings, without explaining how profits are generated.
- Deposits and alleged payouts are handled directly between individuals.
- Investment levels require increasing payments and recruiting new users.
- Fake payment proofs and ads promoting “financial freedom” are used.
- The platform is not registered with any financial regulator in Serbia or the EU.

**Tips to Protect Yourself:**
- Do not send money following instructions from unknown individuals or to accounts of unknown persons.
- Be cautious of platforms using terms like AI, green project, or smart investment — these are often marketing masks.
- If you are asked to “form a team” or “invite friends,” it is likely a pyramid scheme.
- Verify whether the company is registered with the National Bank of Serbia or another relevant regulator.
If you have already sent funds, report the case to the authorities and notify PaySpot at [021/310 3000](tel:+381213103000) or via email: [kontrola@payspot.co.rs](mailto:office@payspot.co.rs).

We are alerting users about a fraud circulating on social media and the Internet.

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Warning About the OKE GREEN Online Fraud

Institucija elektronskog novca Payspot upozorava korisnike na prevaru koja kruži društvenim mrežama i na internetu.

U pitanju je šema prevare pod nazivom **OKE GREEN**, koja se agresivno promoviše putem društvenih mreža, pre svega TikTok-a, Instagrama i Telegram grupa.

OKE GREEN se reklamira kao moderna investiciona platforma za razvoj i unapređenje AI sistema.
U stvarnosti, **reč je o piramidalnoj šemi** – vrsti prevare, kod koje ne postoji platforma, AI mehanizam, niti sistem za isplatu. Komunikacija sa korisnicima i aktivnosti u okviru OKE GREEN prevarne šeme odvijaju se putem poruka u zatvorenim grupama gde se lažno prikazuje „uspeh“ drugih članova.

## Kako funkcioniše OKE GREEN?


1. Nakon što kliknete na reklamu na društvenim mrežama, registrujete se i ostavite kontakt podatke, javljaju se „agenti“ koji vam daju obaveštenja i instrukcije za „ulaganje“. Komunikacija se odvija isključivo putem zatvorenih „chat“ grupa u različitim aplikacijama (npr. Telegram), kojima upravljaju osobe koje se predstavljaju kao AI eksperti.

2. U zavisnosti od visine uplate, „kompanija“ dodeljuje nivoe. Što je viši nivo, to je obećana dnevna zarada veća. Da bi korisnik OKE GREEN platforme otključao viši nivo u okviru šeme, mora da uloži dodatna sredstva ili dovede nove članove.

3.  Kada korisnik pokuša da povuče novac, počinju izgovori i traže se dodatni zahtevi u vidu vršenja novih uplata u sve većim iznosima i dovođenje novih članova. Ukoliko korisnik odbije da ispuni nove zahteve, biva uklonjen iz grupe i svaki kontakt prestaje ali bez povraćaja uloženog novca.

**Payspot upozorava na glavne indikatore koji ukazuju da je u pitanju prevarna radnja:**
- Obećava se brza, laka i garantovana dodatna zarada, bez objašnjenja načina ostvarivanja profita.
- Uplate i navodne isplate realizuju se direktno sa različitim fizičkim licima.
- Postoje nivoi ulaganja koji zahtevaju uvećane uplate i dovođenje novih korisnika.
- Koriste se lažni dokazi o isplatama i reklame o „finansijskoj slobodi“.
- Platforma nije registrovana ni kod jednog finansijskog regulatora u Srbiji ili EU.

**Saveti kako da se zaštitite:**
- Ne uplaćujte novac po instrukcijama nepoznatih osoba, na račune nepoznatih fizičkih lica.
- Budite oprezni sa platformama koje koriste izraze poput AI, green project, smart investment – to je često samo marketinška maska.
- Ako Vas neko poziva da „formirate tim“ ili „pozovete prijatelje“, radi se o piramidalnoj šemi.
- Proverite da li je firma registrovana kod Narodne banke Srbije ili drugog relevantnog regulatora.
- Ako ste već uplatili sredstva – prijavite slučaj nadležnim organima i obavestite Instituciju Payspot na broj telefona [021/310 3000](tel:+381213103000) ili putem e-mail adrese: [kontrola@payspot.co.rs](mailto:office@payspot.co.rs).


Upozoravamo korisnike na prevaru koja kruži društvenim mrežama i Internetom.

Upozorenje na OKE GREEN internet prevaru

Digital payments are no longer just a trend — they’re becoming the new standard.

More and more shoppers expect their favorite online stores to offer fast, secure, and simple mobile payment options. That’s why, within [PaySpot’s e-commerce payment services](https://www.payspot.rs/en/biznis/e-commerce), we’ve introduced support for **Apple Pay and Google Pay**. Our goal is to give users and merchants the payment experience they deserve — modern, intuitive, and hassle-free.

## A growth trend that reflects changing customer habits

Since launching these options, we’ve seen a steady increase in usage — both among online merchants and end users. A growing number of web stores are activating Apple Pay and Google Pay as payment methods, while customers increasingly recognize the convenience of paying without manually entering card details.

Regardless of business size — **from small niche web shops to large e-commerce platforms** — the trend is clear: customers want a fast and frictionless checkout experience, and merchants want higher conversion rates and fewer abandoned carts.

## Payments that adapt to the customer

Users are now accustomed to completing everything in just a few taps — and they don’t want to spend time typing in card numbers. That’s why Apple Pay and Google Pay are becoming the preferred choice for more and more shoppers, especially on mobile devices.

And it’s not just younger generations: this form of digital payment is becoming part of everyday behavior for older users as well, because it offers the **comfort, security, and speed** they previously associated only with traditional card payments.

## Benefits for e-commerce merchants

PaySpot partners who have activated Apple Pay and Google Pay highlight three major advantages:

- **Faster transactions and a shorter checkout process**
- **Fewer abandoned carts, thanks to eliminating manual card entry**
- **Greater customer trust in both the brand and payment security**.

A modern payment experience isn’t just a technical feature — it directly affects customer satisfaction and business performance.

Customers adapt quickly to new technologies, which is why merchants need to stay one step ahead.
At PaySpot, we believe success comes from allowing customers to pay in the way that is easiest for them.

## A feature worth enabling

If you’re already selling online, enabling Apple Pay and Google Pay is quick, simple, and fully independent of other payment systems — meaning **no need to change your bank** or any existing intermediaries.

[Contact PaySpot](https://www.payspot.rs/en/kontakt) to explore all the opportunities for growing your e-commerce business!

Cutting-Edge Online Payments, Now Powered by PaySpot!

Naplata na Internetu: Google Pay i Apple Pay 

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The Future of Payments Is Here: PaySpot Now Supports Apple Pay and Google Pay

Digitalno plaćanje danas nije samo trend – ono postaje standard.

Sve više kupaca očekuje da im omiljene Internet prodavnice ponude brze, sigurne i jednostavne načine plaćanja putem mobilnog telefona. Zato smo u okviru PaySpot usluga [e-commerce plaćanja](https://www.payspot.rs/biznis/e-commerce) uveli podršku za **Apple Pay i Google Pay**, kako bismo korisnicima i partnerima omogućili iskustvo plaćanja kakvo zaslužuju – moderno, intuitivno i bez suvišnih koraka. 

## Rast koji potvrđuje promene u navikama korisnika

Od uvođenja ovih opcija beležimo stalni rast upotrebe istih, kako među Internet trgovcima, tako i među krajnjim korisnicima. Sve veći broj web prodavnica aktivira Apple Pay i Google Pay mogućnosti plaćanja, dok kupci prepoznaju praktičnost plaćanja bez unosa podataka sa kartice.

Bez obzira na veličinu biznisa – **od malih specijalizovanih web shopova do velikih e-commerce platformi** – trend je jasan: kupci žele brzu i jednostavnu kupovinu, a trgovci žele veću konverziju i manje "napuštenih korpi", odnosno odustajanja od online kupovine.

## Plaćanje koje se prilagođava kupcu

Korisnici su navikli da sve završavaju u nekoliko klikova – i ne žele da troše vreme na unos kartičnih podataka. Upravo zato Apple Pay i Google Pay postaju prvi izbor za sve više kupaca, naročito prilikom kupovine na mobilnom telefonu.

Nije reč samo o mlađim generacijama: ovakvo digitalno plaćanje postaje svakodnevna navika i za starije korisnike, jer nudi **udobnost, sigurnost i brzinu** koju su do sada povezivali samo s tradicionalnim kartičnim plaćanjem.


## Prednosti za e-commerce prodavce


PaySpot partneri koji su aktivirali Apple Pay i Google Pay ističu tri glavne koristi:

- **Brže transakcije i kraći proces kupovine**
- **Manji broj odustajanja od kupovine, jer nema zamornog unosa kartičnih podataka**
- **Veće poverenje korisnika u brend i sigurnost naplate**.

Savremen način plaćanja nije samo tehnička opcija — on direktno utiče na zadovoljstvo kupaca i poslovne rezultate.

Kupci se brzo prilagođavaju novim tehnologijama – zato je važno da i trgovci budu korak ispred.
U PaySpot-u verujemo da uspeh dolazi onda kada omogućimo korisnicima da plaćaju onako kako im je najlakše.

## Opcija koja vredi

Ako već prodajete nešto na Internetu, aktivacija Apple Pay i Google Pay opcija plaćanja je brza, jednostavna i nezavisna od drugih sistema plaćanja, odnosno **bez potrebe za promenom banke** i drugih posrednika.  

[Kontaktirajte PaySpot](https://www.payspot.rs/kontakt) i proverite sve mogućnosti za rast vašeg e-commerce biznisa! 

Najsavremenija online plaćanja dostupna uz pomoć PaySpot-a

Plaćanja budućnosti su tu: PaySpot omogućava Apple Pay i Google Pay

**All Mastercard cardholders can now enjoy a 5% discount at "Samo sekund" kiosks across Belgrade.**

Paying with POS terminals is always fast and easy – and now even more affordable! Together with PaySpot terminals, [Mastercard](https://www.mastercard.rs/sr-rs/korisnici/pogodnosti-i-promocije/aktuelne-kampanje.html) is launching a great promotion at more than 100 "Samo sekund" kiosks throughout the city.

**Every customer who makes a purchase with a Mastercard card or via a mobile wallet automatically receives a 5% discount on their bill – regardless of the products purchased or the final amount.** The discount is applied instantly when you tap your Mastercard or mobile wallet at the POS terminal.

Another reason to make your everyday shopping simple and cost-effective – with Mastercard and PaySpot!

See all "Samo sekund" kiosk locations where you can get the discount [**HERE**](https://www.google.com/maps/d/u/0/viewer?mid=1TtiYBgtHQb_m-HtE3VflJcFgMWHQJ6w&ll=44.79599470058584%2C20.464843950000017&z=11).

The promotion runs from October 1 until campaign funds are exhausted.




All Mastercard cardholders can now enjoy a 5% discount at "Samo sekund" kiosks across Belgrade.

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Discount for Mastercard users

**Za sve korisnike Mastercard kartica obezbedili smo 5% popusta na kioscima "Samo sekund" širom Beograda.**

Plaćanje na POS terminalima je uvek brzo i lako, a sada je i povoljnije! [Mastercard](https://www.mastercard.rs/sr-rs/korisnici/pogodnosti-i-promocije/aktuelne-kampanje.html) uz pomoć PaySpot terminala pokreće sjajnu akciju na preko 100 kioska "Samo sekund" širom Beograda.

**Svi korisnici koji obave kupovinu Mastercard karticom ili putem mobilnog novčanika, ostvaruju automatski 5% popusta na račun, bez obzira na kupljene proizvode i konačan iznos računa!** Popust se obračunava automatski prilikom plaćanja prislanjanjem Mastercard kartice ili mobilnog novčanika na POS Terminal.

Još jedan razlog da svakodnevne kupovine obavljate jednostavno i sa uštedom – uz Mastercard i PaySpot!

Lokacije "Samo sekund" kioska na kojima je moguće ostvariti popust pogledajte [**OVDE.**](https://www.google.com/maps/d/u/0/viewer?mid=1TtiYBgtHQb_m-HtE3VflJcFgMWHQJ6w&ll=44.79599470058584%2C20.464843950000017&z=11)

Akcija traje od 1. oktobra do isteka sredstava predviđenih za kampanju. 



Za sve korisnike Mastercard kartica obezbedili smo 5% popusta na kioscima "Samo sekund" širom Beograda

Popust za korisnike Mastercard kartica

If you run a web shop or marketplace on the **WordPress/WooCommerce** platform, we have great news for you!
PaySpot now enables fast and easy integration of your online store with our payment system.

With this solution, online merchants can quickly activate **card payments and IPS (QR)** scan options, ensuring a high level of security and a simple installation process.

**What have we introduced?**
- WooCommerce plugin – an extension that connects WooCommerce stores with the PaySpot payment page, allowing customers to pay by card or IPS QR code.
- Marketplace support – for sites using the **Dokan** plugin.

**Who can use this service?**

All online shops in Serbia built on the WordPress/WooCommerce platform, regardless of industry or product range.

**Key benefits:**
- Easy installation
- Multiple payment methods (payment cards, IPS scan)
- No need to change your business bank account
- Support for different business models – standalone web shops, marketplaces, and more

With this step, PaySpot continues to keep pace with the latest e-commerce trends, strengthening its role as a leader in online payment integration and acceptance. Learn more about [**PaySpot e-commerce services**](https://www.payspot.rs/biznis/e-commerce).

Want your online store to accept payments without complications? [**Contact us**](https://www.payspot.rs/kontakt) today and enable PaySpot payments right away!
 
 

PaySpot introduced a solution for seamless integration of WordPress/WooCommerce online stores with the PaySpot online payment system.

PaySpot Woocommerce online plaćanje WordPress

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Woocommerce PaySpot online plaćanje

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Woocommerce WordPress PaySpot Srbija

PaySpot news: Support for online payments in WooCommerce stores

Ako imate web shop ili marketplace na **WordPress/WooCommerce** platformi, imamo sjajne vesti za vas!  
PaySpot je omogućio jednostavno i brzo povezivanje vaše online prodavnice sa sistemom za naplatu potraživanja.

Ovim rešenjem, vlasnicima web prodavnica je omogućeno da lako uvedu **kartična plaćanja i IPS (QR) skeniraj** opcije naplate, uz visok nivo sigurnosti i jednostavnu instalaciju.

**Šta smo omogućili?**
- Plugin za WooCommerce prodavnice– dodatak koji omogućava povezivanje WooCommerce prodavnica sa PaySpot platnom stranicom, putem koje kupci mogu platiti karticom ili IPS QR kodom.
- Podrška za marketplace platforme – ukoliko vaš sajt ima **Dokan** plugin. 

**Ko može da koristi ovu uslugu?**  
Sve online prodavnice u Srbiji koje su razvijene na WordPress/[WooCommerce](https://woocommerce.com/) platformi, bez obzira na delatnost i broj artikala.

**Ključne prednosti:**
- Laka instalacija 
- Više metoda plaćanja (platne kartice, IPS skeniraj) 
- Bez potrebe za promenom poslovne banke (računa) 
- Podrška za različite poslovne modele – pojedinačne web prodavnice, marketplace i sl. 

 Na ovaj način, PaySpot nastavlja da ide u korak sa najsavremenijim e-commerce trendovima, i potvrđuje ulogu lidera na polju integracije i prihvata online plaćanja. Saznajte više o [PaySpot e-commerce uslugama](https://www.payspot.rs/biznis/e-commerce).  
 
Želite da i vaša online prodavnica prima uplate bez komplikacija? [Kontaktirajte nas](https://www.payspot.rs/kontakt) i uvedite PaySpot plaćanja već danas!
 
 

PaySpot predstavio rešenje za jednostavno povezivanje online WordPress/WooCommerce prodavnica sa PaySpot sistemom za online naplatu.

PaySpot novosti: Podrška za online plaćanja u WooCommerce prodavnicama

PaySpot, a leading electronic money institution in Southeast Europe, has been awarded the ISO/IEC 27001 certification, the world’s most recognized standard for information security management systems (ISMS).

The certification confirms that PaySpot has implemented a comprehensive set of policies and procedures for identifying, managing, and minimizing information security risks—covering everything from company data to user information and confidential business partner records.

With this certification, PaySpot joins a select group of regional companies that meet such a high level of compliance in the field of information security.

“This prestigious recognition—alongside our recently renewed PCI DSS certification—marks a major achievement for PaySpot and demonstrates our unwavering commitment to the highest standards of data protection. It’s the result of a company-wide effort,” said Mirko Mazić, PaySpot’s Information Security Manager.

PaySpot has received the globally recognized ISO/IEC 27001 certification, confirming its compliance with top-tier information security and risk management standards.

ISO/IEC 27001 sertifikat kompanije PaySpot

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PaySpot Earns Globally Recognized ISO/IEC 27001 Certification

ISO 27001 je globalno priznat standard koji definiše zahteve za uspostavljanje, implementaciju, održavanje i kontinuirano unapređenje Sistema upravljanja informacionom bezbednošću (ISMS). Sertifikat garantuje da kompanija poseduje kompleksne procedure za identifikaciju, upravljanje i minimizaciju rizika u vezi sa bezbednošću informacija – uključujući poslovne podatke, podatke korisnika i poverljive informacije poslovnih partnera.  

Ovaj sertifikat svsrtava PaySpot među mali broj regionalnih kompanija koje se mogu pohvaliti ovim nivoom informaciono-bezbednosne usklađenosti.  

“Ovo prestižno priznanje, u kombinaciji sa nedavno obnovljenim PCI DSS sertifikatom, predstavlja veliki uspeh naše kompanije i dokaz posvećenosti najvišim standardima u pogledu bezbednosti podataka. Ovaj uspeh je rezultat zajedničkog napora celog PaySpot tima” – izjavio je Mirko Mazić, menadžer za bezbednost i informacionu sigurnost kompanije PaySpot.

Kompanija PaySpot sa ponosom objavljuje da je uspešno prošla sve provere i dobila međunarodno priznati ISO/IEC 27001 sertifikat, koji potvrđuje najviši nivo posvećenosti informacionoj bezbednosti i zaštiti podataka korisnika.

PaySpot dobio međunarodno priznati ISO/IEC 27001 sertifikat

## Do you need a car registration loan?

Great news for all those who plan to pay for their car registration costs with a PaySpot e-money institution loan! Apply for a loan with no processing fees and a lower interest rate!

Register your car with a PaySpot dealer and pay for all costs with a car registration loan.

Main advantages of PaySpot vehicle registration loan:

- No credit application processing fees
- No credit bureau report withdrawal fees
- Possibility to choose the loan installment due date: 05th or 20th of the month
- Possibility to choose the loan repayment method: Personal payment or through administrative prohibition
- Fixed interest rate for the entire repayment period
- Fast loan approval

You can read more details about the Motor Vehicle Registration Loan service [**HERE**](http://ec2-13-61-146-48.eu-north-1.compute.amazonaws.com/retail/loans).

You can find locations where you can perform a technical inspection and register a vehicle with the help of PaySpot loan [**HERE**](http://ec2-13-61-146-48.eu-north-1.compute.amazonaws.com/locator).

A place of trust and smart payment solutions! Your PaySpot!

Great news for everyone planning to cover motor vehicle registration costs through a loan from PaySpot electronic money institution! Submit your loan request with no processing fees and enjoy a lower interest rate!


Kredit za registraciju vozila bez naknade i sa nižom kamatom – PaySpot ponuda

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Registration loan – lower interest rate and no fee charges

## Potreban Vam je kredit za registraciju motornih vozila?
 
Sjajne vesti za sve one koji planiraju da troškove za registraciju motornih vozila izmire putem kredita PaySpot institucije elektronskog novca! Podnestite zahtev za kredit bez troškova obrade uz nižu kamatnu stopu, bez odlaska u banku.

Registrujte motorno vozilo kod PaySpot zastupnika i sve troškove izmirite kreditom za registraciju.

Glavne prednosti PaySpot kredita za registraciju motornih vozila:

- Bez odlaska u banku
- Bez troška obrade kreditnog zahteva
- Bez troška povlačenja izveštaja kreditnog biroa
- Mogućnost odabira datuma dospeća rate kredita: 05. ili 20. u mesecu
- Mogućnost odabira načina otplate kredita: Lična uplata ili putem administrativne zabrane
- Fiksna kamatna stopa za ceo period otplate
- Brzo odobrenje kredita

Više detalja o usluzi Kredit za registraciju motornih vozila možete pročitati [**OVDE**](https://www.payspot.rs/stanovnistvo/krediti-za-registraciju).

Lokacije na kojima možete izvršiti tehnički pregled i registrovati vozilo uz pomoć PaySpot kredita, možete pronaći [**OVDE**](https://www.payspot.rs/lokator). 

Mesto poverenja i pametnih platnih rešenja! Vaš PaySpot!

Sjajne vesti za sve one koji planiraju da troškove za registraciju motornih vozila izmire putem kredita PaySpot institucije elektronskog novca! Podnestite zahtev za kredit bez troškova obrade uz nižu kamatnu stopu!


Kredit za registraciju – manja kamata i bez troškova naknade

PaySpot, a licensed electronic money institution, has been honored with the “Online Payment Integrator of the Year” award at the Hot Spot eCommerce Awards 2024, hosted by the e-Commerce Association of Serbia.

This prestigious recognition celebrates PaySpot’s continued innovation, reliability, and commitment to improving the digital payments landscape in Serbia. Chosen by a jury of industry experts, financial institutions, tech companies, and business partners, PaySpot was recognized as a leader in payment integration for e-commerce platforms.

The award was presented by Marko Ilić, CEO of Ananas, and accepted on behalf of PaySpot by Aleksandra Marić-Šćepanović, Director of Business Development.

PaySpot offers state-of-the-art e-commerce payment solutions tailored to various online sales models—including marketplaces, webshops, and pay-per-link platforms. Available payment options include:

Instant payments via IPS

Card payments

Apple Pay & Google Pay

PaySpot’s proprietary e-money solutions

This award highlights PaySpot’s strategic role in shaping the future of online payments in Southeast Europe.

PaySpot has been awarded “Online Payment Integrator of the Year” at the 2024 Hot Spot eCommerce Awards, recognizing its innovation and contribution to the advancement of digital payments in Serbia.

Priznanje 'Integrator godine' za PaySpot na eCommerce događaju 2024

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PaySpot e-Commerce

PaySpot Wins “Online Payment Integrator of the Year” at Serbia’s Premier eCommerce Awards

Sa ponosom vas obaveštavamo da je PaySpot Institucija elektronskog novca osvojila prestižnu nagradu “Integrator godine za online plaćanja” na Hot Spot eCommerce Awards 2024, u organizaciji [e-Commerce Asocijacije Srbije](https://ecommserbia.org/)!  


Ova nagrada predstavlja veliko priznanje za sav trud, inovacije i posvećenost unapređenju e-commerce plaćanja u Srbiji. PaySpot je prepoznat kao lider u industriji od strane klijenata i poslovnih partnera, ali i drugih finansijskih institucija, IT kompanija i stručnog žirija.  


Nagradu je ispred e-Commerce Asocijacije uručio direktor [Ananasa](https://ananas.rs/), Marko Ilić, dok je nagradu u ime PaySpot-a primila direktorka Sektora razvoja, Aleksandra Marić - Šćepanović.  

PaySpot pruža najsavremenija [e-commerce platna rešenja](https://www.payspot.rs/biznis/e-commerce) za različite modele Internet prodaje (marketplace, webshop, payperlink) sa sledećim načinima plaćanja i njihovim kombinacijama:

- IPS (instant) plaćanja 
- Platne kartice 
- Apple i Google pay
- [PaySpot elektronski novac](https://www.payspot.rs/biznis/elektronski-novac)

Sa ponosom vas obaveštavamo da je PaySpot Institucija elektronskog novca osvojila prestižnu nagradu “Integrator godine za online plaćanja” na Hot Spot eCommerce Awards 2024, u organizaciji e-Commerce Asocijacije Srbije!

Prestižna nagrada e-Commerce asocijacije Srbije

PaySpot is proud to announce that Dubravka Bjekić, CEO of PaySpot electronic money institution, has been honored with the “**Fast-Growing Entrepreneur**” award for 2024 by Ernst & Young.

The award was presented at a gala ceremony hosted by the prestigious multinational firm, attended by many of Serbia’s leading entrepreneurs and business executives.

[**Ernst & Young (EY)**](https://www.ey.com/en_rs) provides high-quality audit and advisory services in Serbia, supporting companies in scaling and thriving both locally and internationally.

“Being an entrepreneur means first and foremost believing in your idea, believing in your team, and knowing that—together—you can reach your goal, no matter what challenges arise along the way”, said Dubravka Bjekić, PaySpot CEO.

PaySpot CEO Dubravka Bjekić has been named “Fast-Growing Entrepreneur” of 2024 by Ernst & Young.

Direktorka PaySpot-a, Dubravka Bjekić, na ceremoniji dodele priznanja

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Dubravka Bjekić prima nagradu od strane Ernst & Young

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PaySpot CEO Dubravka Bjekić Named “Fast-Growing Entrepreneur” of 2024 by Ernst & Young

Velika nam je čast da objavimo da je direktorka PaySpot Institucije elektronskog novca, Dubravka Bjekić, ponela priznanje “Brzorastući preduzetnik” za 2024. godinu, u izboru kompanije [Ernst&Young](https://www.ey.com/sr_rs)!

Nagrada je uručena na gala svečanosti u organizaciji ove prestižne multinacionalne kompanije, kojoj je prisustvovao veliki broj lidera preduzetništva u Srbiji.

Kompanija Ernst & Young (EY) u Srbiji pruža visokokvalitetne usluge u oblasti revizije i konsultacija, podržavajući kompanije u razvoju na domaćem i globalnom tržištu.

“Biti preduzetnik znači pre svega verovati u svoju ideju, verovati u svoje saradnike i u to da zajedno možete doći do krajnjeg cilja, rešavajuću usput sve izazove i probleme na koje naiđete”, izjavila je direktorka PaySpot-a.



Velika nam je čast da objavimo da je direktorka PaySpot Institucije elektronskog novca, Dubravka Bjekić, ponela priznanje “Brzorastući preduzetnik” za 2024. godinu, u izboru kompanije Ernst&Young!

Brzorastući preduzetnik godine!

Every customer who sends €300 or more via RIA Money Transfer is automatically entered into a daily prize draw.

Each day, one winner is randomly selected from all eligible senders who made a qualifying transfer that day. Winners will first be contacted by phone — which is why it’s important to provide a correct phone number at the PaySpot location when sending money.

The selected winner will receive an SMS with a RIA promo code, which can be redeemed at any RIA Money Transfer location in Serbia until the end of 2025!

At their next RIA money transfer, the winner simply tells the cashier their promo code and the transfer fee will be waived — regardless of the amount they’re sending.

📍 Find PaySpot locations for sending money abroad via RIA [**HERE**](/locator).

📄 Check RIA international money transfer fees [**HERE**](https://strapi-cms.payspot.rs/uploads/RIA_MONEY_TRANSFER_FEE_SCHEDULE_693d2db9a2.pdf).

Every customer who sends €300 or more via RIA Money Transfer is automatically entered into a daily prize draw.

Specijalna RIA Money Transfer akcija na PaySpot lokacijama – bez provizije za jedno slanje dnevno

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RIA Rewards You Every Day

Na svim [PaySpot lokacijama](https://www.payspot.rs/lokator/) koje pružaju uslugu [RIA Money Transfer](https://www.payspot.rs/stanovnistvo/slanje-prijem-novca-inostranstvo) od 1. marta do 30. aprila traje specijalna akcija! Svaki dan u ovom periodu, po jedan korisnik date usluge koji je tog dana poslao minimum 300 evra preko RIA servisa na našoj lokaciji, biće oslobođen provizije prilikom sledećeg slanja!

Kako funkcioniše promocija „RIA časti svaki dan“?

Svaki korisnik koji pošalje 300€ ili više automatski ulazi u dnevni nagradni izbor.
Svakog dana, nasumično biramo jednog dobitnika među svim učesnicima koji su tog dana poslali odgovarajući iznos. Dobitnika ćemo o tome najpre obavestiti telefonskim putem (zbog čega je bitno da na uplatnom mestu ostavite ispravan broj telefona).
Dobitnik će dobiti SMS poruku sa RIA promo kodom, koji može iskoristiti do kraja 2025. godine na bilo kojoj RIA Money Transfer lokaciji u zemlji!
Prilikom prvog narednog slanja novca preko RIA servisa, dovoljno je da dobitnik blagajniku saopšti promo kod koji je dobio i automatski će biti oslobođen provizije bez obzira na iznos koji šalje u datom trenutku.

PaySpot lokacije za slanje novca u inostranstvo preko RIA servisa možete pronaći [**OVDE**](https://www.payspot.rs/lokator/).

Tarife naknada za usluge RIA međunarodnog transfera novca pogledajte [**OVDE**](https://strapi-cms.payspot.rs/uploads/TARIFA_RIA_01_03_2024_5fe357a115.pdf).

Na svim PaySpot lokacijama koje pružaju uslugu RIA Money Transfer od 1. marta do 30. aprila traje specijalna akcija! Svaki dan u ovom periodu, po jedan korisnik date usluge koji je tog dana poslao minimum 300 evra preko RIA servisa na našoj lokaciji, biće oslobođen provizije prilikom sledećeg slanja!

Ria časti svaki dan

On Tuesday, August 20, 2024, PaySpot Electronic Money Institution successfully organized a voluntary blood donation campaign in cooperation with the Vojvodina Blood Transfusion Institute. 22 people, including our employees, participated in this humanitarian initiative, who showed great dedication and willingness to help the community.
The Serbian Red Cross team provided professional support during the event, and as always, there was no shortage of positive atmosphere among the participants. All donors expressed their satisfaction that they were able to contribute to this noble cause.

>We are pleased to announce that we will continue to organize similar events, because we believe that joint efforts bring real changes.

This campaign is not only a step towards strengthening humanitarian values ​​in our company, but also part of our continuous effort to contribute to the health and well-being of the community. We are pleased to announce that we will continue to organize similar events, because we believe that joint efforts bring real changes.
We thank all participants for their selfless contributions and look forward to future opportunities to work together for good.

"On Tuesday, August 20, 2024, PaySpot Electronic Money Institution successfully organized a voluntary blood donation campaign at its premises, in cooperation with the Institute for Blood Transfusion of Vojvodina.

Akcija dobrovoljnog davanja krvi u prostorijama PaySpot Institucije elektronskog novc

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Zaposleni u PaySpot-u učestvuju u akciji dobrovoljnog davanja krvi

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Successful voluntary blood donation campaign at PaySpot Electronic Money Institution

U utorak, 20. avgusta 2024. godine, PaySpot Institucija ekektronskog novca je u svojim prostorijama uspešno organizovao akciju dobrovoljnog davanja krvi u saradnji sa Zavodom za transfuziju krvi Vojvodine. Na ovoj humanitarnoj inicijativi učestvovalo je 22 osobe, uključujući naše zaposlene, koji su pokazali veliku posvećenost i spremnost da pomognu zajednici.
Tim Crvenog krsta Srbije pružio je stručnu podršku tokom događaja, a kao i uvek pozitivna atmosfera među učesnicima nije manjkala. Svi donatori su izrazili zadovoljstvo što su mogli da doprinesu ovom plemenitom cilju.



>S radošću najavljujemo da ćemo nastaviti sa organizovanjem sličnih događaja, jer verujemo da zajednički napori donose prave promene.


Ova akcija nije samo korak ka jačanju humanitarnih vrednosti u našoj firmi, već i deo našeg kontinuiranog truda da doprinosimo zdravlju i dobrobiti zajednice. S radošću najavljujemo da ćemo nastaviti sa organizovanjem sličnih događaja, jer verujemo da zajednički napori donose prave promene.
Zahvaljujemo se svim učesnicima na njihovom nesebičnom doprinosu i radujemo se budućim prilikama za zajednički rad na dobrom.

U utorak, 20. avgusta 2024. godine, PaySpot Institucija ekektronskog novca je u svojim prostorijama uspešno organizovao akciju dobrovoljnog davanja krvi u saradnji sa Zavodom za transfuziju krvi Vojvodine.